"State" as a licensed Insurance Brokers and Consultant through the Bank Negara Malaysia has free access to any Insurance Companies incorporated in Malaysia and foreign based Companies. We handle a full range of products for business or personal insurance needs.
MATERIAL DAMAGE

Fire Insurance, Houseowners & Householders (Residential), Fire Consequential Loss Insurance, Industrial All Risks, Equipment All Risks.
MARINE INSURANCE

Marine Hull (Tankers/Offshore/Cargo Vessels, Tug Boats/Barges, Speed Boats, Pleasure Crafts)

Marine Cargo (Air/Sea/Land), Goods-In-Transit

PROTECTION & INDEMNITY CLUB

P&I Insurance concerns third party liabilities and expenses arising from owning ships or operating ships as principles.
PERSONAL LINES INSURANCE

Personal Accident, Travel Insurance, Golfers & Sporting Guns.
MISCELLANEOUS INSURANCE

Burglary / Theft, Money, Fidelity Guarantee, Plate Glass, All Risks; Workmen’s Compensation for Foreign Workers; Livestock Insurance.
LIABILITY INSURANCE

Professional Indemnity Insurance for Company Secretaries, Lawyers, Accountants, Doctors and Surgeons, Architects, Surveyors and Engineers; Directors and Officers Liability, Third Party Liability, Products Liability, comprehensive General Liability; Personal Liability; Employers Liability; Warehousemen Liability; Carriers or Baileys Liability.
FINANCIAL INSURANCE

Trade Credit Insurance, Bonds (Banker’s / Insurance Guarantees such as Tender Bonds, Performance Bonds, Advance Payment Bonds, Loss of Share Certificate Indemnity, Administration and Estate Duty Bonds, Custom and Excise Bonds.
EMPLOYEES BENEFITS INSURANCE

Group Personal Accident; Group Term Life; Major Illness Insurance; Retirement Benefits Scheme; Medical / Hospital & Surgical Scheme (Group / Individual)
MOTOR INSURANCE

Private Motor Vehicles, Commercial Vehicles, Motor Cycles, Special Vehicles such as Mobile Cranes, Excavators, Tractors etc

ELECTRONIC & ENGINEERING INSURANCE

Boilers/Pressure Vessels, Machinery Breakdown, Loss of Profits as a result of Machinery Breakdown, Contractors’ All Risks, Erection All Risks, Computers & Electronics Equipment Insurance.

LIFE INSURANCE

Keyman Insurance, Retirement Benefits, Savings Plan, Whole Life, Endowment, Term Assurance, Mortgage Reducing Term Assurance, Surgical & Hospitalisation etc.
FIXED RATE HOUSING LOAN

Housing loan that gives you peace of mind when it comes to repayment as the interest rate is fixed throughout the tenure of 30 years.

PRINCIPAL CONTROLLED INSURANCE PROGRAM

This insurance is an arrangement whereby the parties involved in a building contract including the Principal, the Building Contractor and the various sub-contractors are automatically covered under a program insurance policy for all approved capital works projects. PCI replaces the need for the contractor to arrange the contract works associated insurance cover or public liability insurance cover.

ENGINEERING COMPLETED RISKS INSURANCE

This insurance covers against any unforeseen and sudden physical loss or damage to insured property caused by most of natural disasters and explosions.

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